Engage Mutual Assurance provides life insurance for people aged 50 and over. Anyone who is a UK resident aged between 50 and 80 can apply. By applying online Engage offer you a 5% discount on their over 50s life insurance and you can choose a free gift of either £30 M&S vouchers or a digital radio.*

Engage Over 50s Life Insurance.

Engage Mutual is a mutual which means they have no shareholders but are instead owned entirely by their policyholders. So unlike a limited company they do not have to pay out dividends to shareholders.

With the Engage over 50s life insurance you get-

Premiums starting from £8 per month.

Available to anyone between 50 and 80.Guaranteed acceptance without a medical.

5% online discount.

*Choice of free welcome gift.

Fixed life insurance premiums.

Option to increase your cover by taking out additional over 50 plans provided the premiums paid on plans taken out after 01/01/2007 do not exceed £50 per month.

Engage offer a funeral funding option.

At age 90 you stop paying premiums for your over 50s life insurance, but your cover will carry on for the rest of your life.

In years one and two, life cover is restricted to 150% of premiums paid up to the date of death, or if death occurs within the first two years solely as the result of an accident engage mutual would pay out three times the sum assured to a maximum payment of £32,000. If you die after the first two years engage will pay out the sum assured.


Engage Mutual Assurance is a trading style of Homeowners Friendly Society Limited (HFSL) and its wholly owned subsidiaries. HFSL is authorised and regulated by the Financial Services Authority (FSA).

*  Your gift will normally be sent to you within 28 days of Engage receiving the first premium however they reserve the right to delay sending the gift until they have received premiums at least equal to the value to the gift or to replace the gift with another of equal value and quality if necessary.