SAGA Home Insurance for the Over 50's.

December 2012 - Up to a 15% discount when you buy a combined buildings and contents policy online **.

SAGA Over 50's Home Insurance Review.

When you are looking for home insurance, there are many things to consider – from the price and features of the policy to the quality of service that comes with it. Saga offers home contents and buildings insurance.

Saga Home Insurance is designed for the over 50’s and provides buildings cover up to £500,000 and contents cover up to £50,000 as standard.

Wide–ranging cover includes:
• Automatic cover for buildings insurance, up to £500,000 and contents insurance up to £50,000.
• New for old replacement of items if repair is not feasible, such as a broken mirror (including clothing and household linen with Cover Plus).
• Full protection when your home is unoccupied for up to 60 days in a row.
• 24 hour legal helpline Choose from Standard Accidental Damage,
Extended Accidental Damage, Cover Plus and the Home Insurance Tailor Made Policy, depending on the specific level of cover you require.

Some examples of the cover SAGA provide includes 
Standard Accidental Damage Extended Accidental Damage Cover Plus
Up to £500,000 buildings cover and up to £50,000 contents cover as standard.   

New for old replacement of items if repair is not feasible, such as a broken mirror.* Including clothing and household linen.   
No need to specify single items worth less than £2,500, such as jewellery and antiques.    Limited accidental damage cover for some everyday household electrical items.
Full accidental damage cover within the home, to include incidents such as breaking a pair of spectacles or hammering a nail through a pipe.   
No Claim Discount, to help keep down future premiums if you do not make any claims.  (Saga Cover plus only) 
Replacement of matching pairs or sets of items, for example earrings, three-piece suites, if they cannot repair or replace individual items to match.  (Cover plus home insurance only)
If you require a higher or wider level of cover there is the Saga Home Insurance Tailor Made Policy. 


** 99% of people who had a buildings and contents quote received a discount of at least 15%. Saga survey of quotes May 2012.