M&S Premier and Standard home insurance cover include somewhere to stay if you have to evacuate your
home because your health or safety is at risk – or if it's uninhabitable after serious damage caused by a fire or
flooding.You can spread the cost of
your home insurance over 12 months. You'll pay by direct debit – and Marks & Spencer won't charge you more
to do this.You'll save 20% when
you buy Marks Home Insurance online. You also get a discount if your home has an approved alarm system – and a no claims
discount (which you can protect) after your first claim free year.
Marks & Spencer Premier cover has been given
a 5 Star Rating by Defaqto.
As you'd expect, Marks and Spencer Home Insurance doesn't stop at the usual range of benefits. With
M&S Home Insurance it's not just your home environment that's protected. Marks and Spencer Home Insurance gives you unlimited
cover on buildings and contents, so you can relax knowing that you'll never be underinsured. Limits apply to money and
liability cover. They don't ask you to estimate the cost to rebuild your home – or put a price on everything you
own. Just tell them about any item, set or collection worth £4,000 or more.
From 1 January 2010, all
new policies will include 'green benefits' at no extra cost.
M&S Cardholders receive 1,000 M&S points.
Marks and Spencer have been offering home insurance since 2000
and M&S Money are a part of HSBC bank with a 50:50 profit sharing split between the two companies.