M&S Home Contents and Buildings Insurance.

December 2012 - Save 20% when you buy online (Subject to minimum premiums. Not available to customers renewing their existing cover.).

Marks & Spencer Home Insurance.

M&S Premier and Standard home insurance cover include somewhere to stay if you have to evacuate your home because your health or safety is at risk – or if it's uninhabitable after serious damage caused by a fire or flooding.

You can spread the cost of your home insurance over 12 months. You'll pay by direct debit – and Marks & Spencer won't charge you more to do this.You'll save 20% when you buy Marks Home Insurance online. You also get a discount if your home has an approved alarm system – and a no claims discount (which you can protect) after your first claim free year.

Marks & Spencer Premier cover has been given a 5 Star Rating by Defaqto.
 

As you'd expect, Marks and Spencer Home Insurance doesn't stop at the usual range of benefits. With M&S Home Insurance it's not just your home environment that's protected.

From 1 January 2010, all new policies will include 'green benefits' at no extra cost.

Marks and Spencer Home Insurance gives you unlimited cover on buildings and contents, so you can relax knowing that you'll never be underinsured. Limits apply to money and liability cover. They don't ask you to estimate the cost to rebuild your home – or put a price on everything you own. Just tell them about any item, set or collection worth £4,000 or more.

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M&S Cardholders receive 1,000 M&S points.

Marks and Spencer have been offering home insurance since 2000 and M&S Money are a part of HSBC bank with a 50:50 profit sharing split between the two companies.